RANLife Rural Housing Service Center
The USDA Direct Mortgage Loan Program is a federal program offered through the United States Department of Agriculture. Rural Housing through the USDA program provides a number of homeownership opportunities to rural Americans, as well as programs for home renovation and repair. This is an excellent product and benefit for those individuals that qualify. Rural Housing also offers 100% financing opportunities for those who qualify.
Rural Housing loans are now easier to qualify and are a financially secure option for home financing regardless of your situation.
**NOTICE: RANLife Home Loans is still funding USDA Rural Housing Loans.**
There are several advantages to using USDA ’s Home Loan Program.
- 100% Financing
- No Monthly Mortgage Insurance(MI)
- Low Mortgage Interest Rates
- Low Closing Costs
- Zero Down Payment.
- Easy Credit Qualifying
- Never a Pre-payment Penalty
Thinking of Buying a Rural Home?
Buying a Home?
Whether you are buying your first home or looking to move up the USDA Home Loan Purchase Program is one of the best purchase programs available today for our rural communities. Click on the USDA Purchase Application to see if you qualify.


